How complicated is Wall Street?

I'm finding it hard to believe that we have to pay the guys who are responsible for this economic mess needs to be paid billions of dollars with our tax money to fix it. So they make twice the money. First they make all this money & tank the economy. Economy down. Govt comes running with its money bags to these white collar criminals to fix the very problem they created.
REALLY?
Are there no honest people who are smart also? Crooks are the only smart people left in Wall Street & Economics?

Now with GM's CEO Wagner being forced to resign, this week will have some interesting politics.